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Bank Exams in India


Bank is the first thing that strikes our mind, when it comes to savings, loans and deposits. Apart from this, they also offer services like withdrawals, cheque payments and demand drafts. Not just for an individual need, banks also offer services to companies by providing loans and other financial services.

Though banks don’t create any wealth, they function like a bridge in the modern economy. Moreover, banks are guardians of liquid capital, which is the blood of any business. With a powerful structure, they are the effective partners in the growth of economic development of a country.

Since they deal with various modes of transactions, they have several departments like corporate banking, asset management, securities and investments, while online banking is the latest feature added to bank. Most of the bank employees indulge in the activities like cash management, cheques clearance and deposits, loan processing, foreign exchange operations and merchant banking.

The employees are recruited for smooth functioning of the departments through bank exams. The individuals recruited are directed to work for designation such as Management Trainee, PO (Probationary Officers), SO (Specialist Officers), Clerk and many others. Further, the individuals can promote themselves to higher positions with experience and hard work. But there are many certifications which can help them to reach higher positions. One among the most popular is CAIIB (Certified Associates of Indian Institute of Bankers Examination) which greatly helps with promotions.

Almost all the recruitments are done in the form of common examination pattern through an official notification through newspaper advertisement or online notification on their official website.

The Exam Pattern Consists of:

  • Reasoning Ability
  • General English
  • Quantitative Aptitude
  • Current Affairs
  • Computer
  • Banking

Selection is based on the performance of the individuals in the written examination. Selected individuals will be called for the interview and final candidates will be recruited on overall scores.

Though several types of banking exams were held throughout India, IBPS (Institute of Banking Personnel Selection) introduced a Common Written Exams (CWE) to recruit Officers and Clerks for all public sector banks of India in 2011. Every year an official notification is announced through the Newspaper Advertisement and Online Official Notification where exams are conducted for 29 Public Sector and Regional Rural Banks.

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Bank Exam Notifications 2017