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Bank Exams in India

Bank! The very first thing strikes when it comes to Savings, Loan, Future Investments. Apart from just Savings and Investments, Banks are popularly known for Credit, Deposit, Withdrawals, Cheques, Demand Drafts, Different kinds of Accounts. Not just for an individual’s personal account but companies also are eligible to hold its accounts to manage its transactions. But what is the role of Bank to implement such services, as like an educational institution banks also has various departments which are directed to handle and execute such services.

Departments include Corporate Banking, Asset Management, Securities and Investments, Online Banking are the new features added in a bank. The regular department involved in general banking includes, Cash Handling, Selection of Cheques and Clearance, Bill Correction and Loan Processing, Forex Operations, Merchant Banking. The people of manpower involved in maintaining the smooth functioning of such departments are recruited through Bank Exams. The individuals recruited are directed to work as PO (Probationary Officers), SO (Specialist Officers), or Clerk. Further the individuals can upgrade to higher positions with experience as per working standards but there are also certifications obtaining which the individuals can obtain higher positions. CAIIB (Certified Associates of Indian Institute of Bankers Examination) is the certification which helps in promotions.

The recruitment is done on a higher platform in the form of Exam for which an official notification is announced through newspapers advertisement or online notification on the official website.

The Exam Pattern Consists of:

  • General Reasoning
  • General English
  • Quantitative Aptitude
  • General Awareness
  • Computer Marketing

Selection is done based on the performance of the individuals in written examination and qualified individuals are called for the Interview process. After the objective test, a descriptive test is held to test the descriptive skills in English Language like Letter Writing & Essay Writing.

In 2011 IBPS (Institute of Banking Personnel) announced the Common Written Exams (CWE) to recruit Officers and Clerks in Indian Banks. 29 Public Sector and Regional Rural Banks come under this recruitment and every year an official notification is announced through Newspaper Advertisement and Online Official Notification.

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Bank Exam Notifications 2017