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Home >> Bank Exams >> Role of Po in Banks

Role of Po in Banks

A Bank Probationary Officer (PO) is the starting level managerial position in any bank. In any bank, all the officers at the level of General Manager, Chairman and Managing Director, etc are the ones who have started their careers at the level of this position only. The promotions for the officers are given based on their performance. To rise to the upper level positions, exhibiting the suitable talent is necessary. The senior level positions involve the duties like planning, marketing, budgeting, processing of loan, investment management decisions, etc.

The General Banking, administration work and other duties those are required from time to time are performed by the officer. A Bank PO would be expected to perform all kinds of banking duties until the end of the probationary period. These include accounting, finance, marketing, billing as well as investment related work. He has to handle the daily customer transactions like passing a cheque, cash management, draft issuance, etc.

The PO will report to his immediate senior officer who will closely monitor and evaluate the performance of the PO for a certain duration.The bank PO also works on other domains such as loan department, mortgage and finance divisions of the bank. The officer also handles customer complaints and address their queries and doubts. Good communication skills and tactful handling of customers are the necessary qualities required for a PO.

He is promoted to the position of Assistant Manager after his confirmation in the position. He is ready to work anywhere in the country as per the service rules of all the public sector bank. The probationary period of the PO generally involves working in each department usually for a period of three to four months each. This puts him in command over all the aspects of the bank he or she is going to work for the next 30 to 35 years.

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